Congratulations to Jose Larios, who dedicated hours to training and became a Freddie Mac certified CreditSmart Coach. Jose is offering FREE classes to buyers and real estate professioals where they can learn about debt management, building savings and more. Classes begin April 18th and run from 5:00-6:00 p.m.
Please feel free to share this flyer with your buyers and ask them to call Jose to register: 413-358-1275.
You can assist your buyers with some of these FAQ’s, straight from the Freddie Mac CreditSmart website:
What is CreditSmart®?
CreditSmart is a suite of free, comprehensive financial and homeownership education resources for the general public (consumers) and practitioners who wish to coach consumers. The suite consists of several courses, curricula and other resources.
Do I need to pay for CreditSmart resources?
No, CreditSmart resources are completely free.
What’s the difference between CreditSmart Essentials and CreditSmart Homebuyer U?
CreditSmart Essentials, offered in English and Spanish, provides consumers with self-paced, personalized learning on the essentials of credit, money management and financial resilience; it’s not a homeownership education course.
CreditSmart Homebuyer U, offered in English and Spanish, is a self-paced homeownership education course for consumers that leads to a certificate of completion that aligns with National Industry Standards on Homeownership Education and Counseling. The CreditSmart Homebuyer U certificate meets the Freddie Mac homeownership education requirement for Home Possible® and HomeOne® mortgages.
What languages are CreditSmart resources offered in?
CreditSmart Coach and CreditSmart Military are offered in English only. CreditSmart Essentials and Homebuyer U are offered in English and Spanish. CreditSmart Multilingual consists of financial capability resources in English, Spanish, Chinese, Korean and Vietnamese.
Is CreditSmart accessible to people with disabilities?
CreditSmart Essentials and CreditSmart Coach both meet Web Content Accessibility Guidelines (WCAG 2.0 AA) for people with disabilities.
Why does Freddie Mac offer CreditSmart resources to the public in addition to housing professionals and practitioners?
It’s core to Freddie Mac’s mission. We believe in the power of education and want to support the financial capability and sustainability of rental and homeownership readiness of people in America.
Can I share CreditSmart resources with my family, friends, community and coworkers?
Yes. We encourage you to share all the CreditSmart resources. Refer to our Terms and Conditions to learn more.